LenderDataEntry

Fused lender entry combining sub-account position data with aggregated summary metrics.

lenderstringrequired

Lender identifier

Example: AAVE_V3

chainIdstringrequired

Chain ID

Example: 1

accountstringrequired

User account address

Example: 0xbadA9c382165b31419F4CC0eDf0Fa84f80A3C8E5

data object[]required

Sub-account position data

Array [

accountIdstringrequired

Sub-account identifier (e.g., "0" for default, NFT ID for Init)

Example: 0

healthnumbernullable

Health factor (null if no debt). Values > 1 are healthy, < 1 at risk of liquidation.

Example: 1.85

borrowCapacityUSDnumber

Total USD borrowable while maintaining health >= 1

Example: 3000

balanceData objectrequired

Aggregated balance data for a sub-account.

depositsnumber

Total deposits in USD

Example: 10000.5

debtnumber

Total debt in USD

Example: 5000.25

adjustedDebtnumber

Debt adjusted for borrow factors

Example: 5500

collateralnumber

Collateral value in USD

Example: 9000

collateralAllActivenumber

Collateral if all assets were enabled

Example: 10000.5

borrowDiscountedCollateralnumber

Collateral discounted by borrow factors

Example: 8000

borrowDiscountedCollateralAllActivenumber

Discounted collateral if all enabled

Example: 9000

navnumber

Net asset value (deposits - debt)

Example: 5000.25

deposits24hnumber

Deposits 24h ago (for change calculation)

Example: 9800

debt24hnumber

Debt 24h ago

Example: 4900

nav24hnumber

NAV 24h ago

Example: 4900

rewards object

Pending rewards by token

property name*any

Pending rewards by token

aprData objectrequired

APR breakdown for a sub-account.

aprnumber

Net APR (deposit - borrow)

Example: 2.5

depositAprnumber

Weighted deposit APR

Example: 3.5

borrowAprnumber

Weighted borrow APR

Example: 5.2

rewardAprnumber

Total reward APR

Example: 1.2

rewardDepositAprnumber

Reward APR on deposits

Example: 0.8

rewardBorrowAprnumber

Reward APR on borrows

Example: 0.4

intrinsicAprnumber

Intrinsic yield APR (e.g., stETH staking)

Example: 0

intrinsicDepositAprnumber

Intrinsic yield APR portion from deposits

Example: 0

intrinsicBorrowAprnumber

Intrinsic yield APR portion from borrows

Example: 0

rewards object

Reward token details

property name*any

Reward token details

positions object[]required

Individual asset positions in this sub-account

Array [

marketUidstring

Unique market identifier (format: {lender}:{chainId}:{address})

Example: AAVE_V3:1:0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2

depositsstring

Deposit amount in token units (wei)

Example: 1000000000000000000

debtstring

Variable debt in token units

Example: 0

debtStablestring

Stable debt in token units

Example: 0

depositsUSDnumber

Deposits in USD

Example: 2500

debtUSDnumber

Variable debt in USD

Example: 0

debtStableUSDnumber

Stable debt in USD

Example: 0

collateralEnabledboolean

Whether this asset is enabled as collateral

Example: true

claimableRewardsnumber

Claimable rewards in USD

Example: 0.5

withdrawablestring

Max tokens withdrawable while maintaining health >= 1. Equals full deposit balance if collateral is not enabled.

Example: 0.5

borrowablestring

Max tokens borrowable against remaining credit line. Zero if borrowing is disabled, reserve is frozen, or debt is disabled for the active mode.

Example: 100

]

userConfig objectrequired

User configuration for a sub-account.

selectedModeinteger

E-Mode category (0 = none)

Example: 0

idstring

Config identifier

Example: 0

isWhitelistedboolean

Whether user is whitelisted (for permissioned markets)

]

totalDepositsUSDnumber

Total deposits in USD

Example: 10000

totalDebtUSDnumber

Total debt in USD

Example: 5000

netWorthnumber

Net worth (deposits - debt)

Example: 5000

netWorth24hnumber

Net worth 24h ago

Example: 4900

depositAprnumber

Weighted deposit APR

Example: 3.5

borrowAprnumber

Weighted borrow APR

Example: 5.2

netAprnumber

Net APR (deposit - borrow, weighted)

Example: 1.8

rewardAprnumber

Reward APR

Example: 1.2

healthFactornumbernullable

Health factor (null if no debt)

Example: 1.85

leveragenumber

Leverage ratio (deposits / netWorth)

Example: 2

collateralnumber

Collateral value in USD

Example: 9000

LenderDataEntry

{
  "lender": "AAVE_V3",
  "chainId": "1",
  "account": "0xbadA9c382165b31419F4CC0eDf0Fa84f80A3C8E5",
  "data": [
    {
      "accountId": "0",
      "health": 1.85,
      "borrowCapacityUSD": 3000,
      "balanceData": {
        "deposits": 10000.5,
        "debt": 5000.25,
        "adjustedDebt": 5500,
        "collateral": 9000,
        "collateralAllActive": 10000.5,
        "borrowDiscountedCollateral": 8000,
        "borrowDiscountedCollateralAllActive": 9000,
        "nav": 5000.25,
        "deposits24h": 9800,
        "debt24h": 4900,
        "nav24h": 4900,
        "rewards": {}
      },
      "aprData": {
        "apr": 2.5,
        "depositApr": 3.5,
        "borrowApr": 5.2,
        "rewardApr": 1.2,
        "rewardDepositApr": 0.8,
        "rewardBorrowApr": 0.4,
        "intrinsicApr": 0,
        "intrinsicDepositApr": 0,
        "intrinsicBorrowApr": 0,
        "rewards": {}
      },
      "positions": [
        {
          "marketUid": "AAVE_V3:1:0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2",
          "deposits": "1000000000000000000",
          "debt": "0",
          "debtStable": "0",
          "depositsUSD": 2500,
          "debtUSD": 0,
          "debtStableUSD": 0,
          "collateralEnabled": true,
          "claimableRewards": 0.5,
          "withdrawable": "0.5",
          "borrowable": "100"
        }
      ],
      "userConfig": {
        "selectedMode": 0,
        "id": "0",
        "isWhitelisted": true
      }
    }
  ],
  "totalDepositsUSD": 10000,
  "totalDebtUSD": 5000,
  "netWorth": 5000,
  "netWorth24h": 4900,
  "depositApr": 3.5,
  "borrowApr": 5.2,
  "netApr": 1.8,
  "rewardApr": 1.2,
  "healthFactor": 1.85,
  "leverage": 2,
  "collateral": 9000
}