Lock lend offers (auction)

POST /v1/actions/term/offer

AUCTION LEND — step 1 of 2. Build the lockOffers transaction that submits sealed lend offers to the repo's active TermAuctionOfferLocker. Reveal them after the auction's reveal window opens via /v1/actions/term/reveal-offers.

Term Finance is a fixed-rate tri-party-repo lender (NOT a Morpho Blue fork) with two lend surfaces:

Secondary order book (RepoTokenLinkedList): buy/sell repo tokens continuously. LEND (buy a repo token) routes through the standard lending action /v1/actions/lending/deposit for a TERM_FINANCE_<id> market. List/cancel your own repo tokens with /v1/actions/term/list · /unlist, and read your listings + auction submissions from the unified /v1/data/lending/orders.
Primary auctions (sealed-bid): submit a lend offer or borrow bid, then reveal it. The endpoints in this section (/v1/actions/term/*) build those transactions.

Servicing (repay / redeem / collateral) always uses the standard lending actions: repay · withdraw · deposit (collateral leg).

Sealed commitments: offerPriceHash / bidPriceHash = keccak(price, nonce) are computed client-side so the server never sees your secret price/nonce before reveal.

Plain-text reference — POST /v1/actions/term/offer

Request body

Field	Type	Required	Description
`chainId`	string	yes	EVM chain id, as a decimal string. See the `ChainId` schema.
`lender`	string	yes	Protocol identifier. See the `LenderId` schema.
`submissions`	object[]	yes
`submissions[].id`	string	no	bytes32 — omit / zero for a new offer (the locker assigns it).
`submissions[].offeror`	string	yes	Offer owner address.
`submissions[].offerPriceHash`	string	yes	bytes32 commitment = `keccak(price, nonce)`, computed client-side; revealed later.
`submissions[].amount`	string	yes	Offer size in purchase-token units (integer wei).
`submissions[].purchaseToken`	string	no	Optional; defaults to the repo's purchase token.
`referral`	string	no	Optional referral address.

Response 200

Field	Type	Description
`success`	`True`
`data`	object	Informational data (quotes, simulation results, etc.)
`actions`	object	Transaction calldata and approvals. Null for quote-only responses (no account provided).
`actions.transactions`	object[]	Pre-trade setup transactions (e.g. e-mode switch, collateral enable). Execute these before the main swap. Empty when no setup is needed.
`actions.transactions[].chainType`	`evm`	Which VM executes this step. ABSENT means `evm`, which is the only value any endpoint returns today — every EVM response is unchanged. A non-EVM chain would return a different shape (a serialized, PERISHABLE transaction rather than `to`/`data`/`value`) carrying its own `chainType`, so a client that wants to stay forward-compatible should branch on this field rather than assume `to` is present.
`actions.transactions[].to`	string	Target contract address
`actions.transactions[].data`	string	Encoded calldata
`actions.transactions[].value`	string	ETH value to send with the transaction
`actions.transactions[].description`	string	Human-readable label. For `alternatives`, this is the aggregator name (e.g. "Paraswap"). For `transactions`, describes the setup action (e.g. "Switch e-mode to 1").
`actions.alternatives`	object[]	DEX aggregator swap transactions sorted by best output (descending). Each entry's `description` is the aggregator name. The client should pick one to execute. Present on loop action endpoints.
`actions.alternatives[].chainType`	`evm`	Which VM executes this step. ABSENT means `evm`, which is the only value any endpoint returns today — every EVM response is unchanged. A non-EVM chain would return a different shape (a serialized, PERISHABLE transaction rather than `to`/`data`/`value`) carrying its own `chainType`, so a client that wants to stay forward-compatible should branch on this field rather than assume `to` is present.
`actions.alternatives[].to`	string	Target contract address
`actions.alternatives[].data`	string	Encoded calldata
`actions.alternatives[].value`	string	ETH value to send with the transaction
`actions.alternatives[].description`	string	Human-readable label. For `alternatives`, this is the aggregator name (e.g. "Paraswap"). For `transactions`, describes the setup action (e.g. "Switch e-mode to 1").
`actions.permissions`	object[]	Approval/delegation transactions that must execute before both `transactions` and `alternatives`. Includes ERC20 allowances (targeting the composer contract) and lender borrow/withdrawal delegations (targeting the lending protocol contract directly). Filtered against on-chain state so only missing approvals are returned. Null when no approvals are needed.
`actions.permissions[].to`	string	Target contract address
`actions.permissions[].data`	string	Encoded calldata
`actions.permissions[].value`	string	ETH value
`actions.permissions[].description`	string	Human-readable description of the approval (e.g. "Approve borrow for AAVE_V3", "Approve ERC20")
`actions.permissions[].spender`	string	ERC-20 approve spender (x-chain permissions). Match it against the selected quote's `approvalTarget` — several bridges can share one spender, so do not match by description.
`actions.permissions[].type`	`ERC20`, `Lender`	What kind of grant this is. A `signatures[]` offer names the `type` it replaces via its `replaces` field.
`actions.signatures`	object[]	EIP-712 payloads the user can sign INSTEAD of sending the corresponding `permissions` entry. Only present when the caller opted in with `permit=auto\|required` and a permit path exists. Sign with `eth_signTypedData_v4`, then POST the same endpoint with `{permits: [{permitId, signature}]}` (plus `builds` where the response issued buildIds) — the permit executes inside the main transaction.
`actions.signatures[].permitId`	string	Opaque, self-describing handle for this permit. Round-trip it verbatim: POST `{permits: [{permitId, signature}]}` back to the same endpoint.
`actions.signatures[].kind`	`erc2612`, `dai`, `permit2`, `aaveCredit`, `morphoAuth`, `cometAuth`	Permit flavour
`actions.signatures[].typedData`	object	Ready for `eth_signTypedData_v4` (domain, types incl. EIP712Domain, primaryType, message). All numeric fields are decimal strings.
`actions.signatures[].replaces`	string	Which `permissions` entry this signature replaces (`ERC20` \| `Lender`)
`actions.signatures[].spender`	string	Who the signature authorises. Match against the permission / quote (`approvalTarget`) it replaces — on multi-spender responses (x-chain) only routes whose approvalTarget equals this spender are covered by the signature.
`actions.signatures[].description`	string	Human-readable label for this entry.
`actions.signatures[].unscoped`	boolean	True when the grant is NOT amount-scoped (full position control until revoked) — surface this to the user.
`actions.signatures[].deadline`	string	Unix seconds after which the signature is worthless (default: 30 minutes).
`actions.permitSkipped`	object[]	Why a permit was NOT offered for a permission, when one was asked for (`permit=auto\|required`). The corresponding approve transaction stands.
`actions.permitSkipped[].replaces`	string	Which permission kind stays a transaction (`ERC20` \| `Lender`)
`actions.permitSkipped[].reason`	string

Example response

{
  "success": true,
  "data": {},
  "actions": {
    "transactions": [
      {
        "chainType": "evm",
        "to": "0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2",
        "data": "0x617ba037000000000000000000000000c02aaa39b2",
        "value": "0",
        "description": "string"
      }
    ],
    "alternatives": [
      {
        "chainType": "evm",
        "to": "0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2",
        "data": "0x617ba037000000000000000000000000c02aaa39b2",
        "value": "0",
        "description": "string"
      }
    ],
    "permissions": [
      {
        "to": "0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2",
        "data": "0x617ba037000000000000000000000000c02aaa39b2",
        "value": "0",
        "description": "string",
        "spender": "0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2",
        "type": "ERC20"
      }
    ],
    "signatures": [
      {
        "permitId": "string",
        "kind": "erc2612",
        "typedData": {},
        "replaces": "string",
        "spender": "0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2",
        "description": "string",
        "unscoped": true,
        "deadline": "string"
      }
    ],
    "permitSkipped": [
      {
        "replaces": "string",
        "reason": "string"
      }
    ]
  }
}

Request

Responses

The lockOffers transaction + purchase-token approval

Rate limited. Unauthenticated callers share a per-IP budget; send an x-api-key header to lift it. Retry with exponential backoff.

An upstream data source or protocol origin failed (error.code is ORIGIN_FAILED). error.details carries the per-origin status. This is also what a missing or malformed required parameter currently returns, rather than a 400.

Lock lend offers (auction)

/v1/actions/term/offer

Request​

Responses​

Request

Responses